Transparency is the product.

Core Ascent L.L.C. is a limited liability company organized under the laws of the State of Wyoming. We operate nationally under the brand "Core Ascent."

Our principal business activities are facilitating financing relationships between service businesses, patients, and capital partners; sourcing and distributing clinical products; and providing related business infrastructure for the service economy.

Core Ascent is a financing facilitator. That word is specific, and it is the one we use consistently across every contract, marketing surface, and regulatory filing we produce.

Our role, in plain terms:

• We connect providers with vetted capital partners who make credit decisions.
• We connect patients and consumers with lenders through a multi-lender intake application.
• We operate technology infrastructure that routes applications to appropriate capital partners.
• We earn a facilitation fee and, where applicable, per-loan or revenue-share compensation from capital partners.

We do this across patient financing, provider equipment financing, consumer lending, merchant services, and related service-economy capital products.

We are not a lender. We do not originate loans. We do not take credit risk on financing transactions. We do not make credit decisions. We do not set APRs, loan terms, or approval criteria on any financing product sold through our platform.

We are not a broker. We do not earn a commission tied to specific loan placements in a way that would classify us as a loan broker under applicable state law. Our facilitation fee compensates platform operation, not loan placement.

We do not provide legal, tax, or fiduciary advice. Our compliance and disclosure materials describe the structure of our offerings. Business owners and consumers should consult qualified professionals for their specific situations.

We believe fee disclosure is a first-screen topic, not a footer topic. Here is how Core Ascent makes money.

From providers.

• A $375 platform setup fee applies to provider enrollment in patient financing programs. This fee is disclosed in every provider onboarding flow, in the contracts providers sign, and on the product marketing surfaces they see. There is no path to enroll a provider without disclosing this fee.
• Monthly or per-transaction platform fees apply to certain services, disclosed in the applicable service agreement at the point of signup.

From capital partners.

• Per-loan fees on loans funded through our platform, negotiated with each capital partner.
• Revenue share on funded loan volume, negotiated with each capital partner.
• Marketing and channel fees tied to provider acquisition.

From consumers and patients. Nothing. Patients and consumers pay no fee to Core Ascent directly. Finance charges on their loans are set by the capital partner who funds the loan, not by us.

Our capital partner network spans prime, near-prime, and subprime consumer and commercial lending. Every partner in our rotation meets the following standards before being eligible to fund loans through Core Ascent:

• Licensed or exempt in the states where their loans are placed.
• Transparent terms. APR, fees, and payment schedule disclosed to borrowers before acceptance.
• Standard compliance posture. Meets applicable ECOA, TILA, UDAAP, and state-level consumer protection requirements for their product.
• Written agreement with Core Ascent covering data handling, borrower communications, and fee structure.

We decline partnerships that fail these tests. We remove partners who stop meeting them.

Applications. Our multi-lender patient financing platform uses a soft credit inquiry to prequalify applicants. Soft inquiries do not impact credit scores. A borrower is only subject to a hard inquiry if they choose to finalize an offer with a specific lender, in which case the hard inquiry is conducted by the lender, not by Core Ascent.

Data processors. Our financing workflows rely on third-party data processors and technology platforms to perform credit inquiries, route application data, and facilitate lender decisions. These processors are identified in the applicable product disclosures at the point of application. Core Ascent does not retain consumer credit report data beyond what is required to operate the platform.

Retention. We retain application data for the period required by applicable law and partner contract, typically seven years for financial transactions, and destroy it thereafter.

Rights. Consumers have rights under the CCPA, GLBA, and similar federal and state laws to request access, correction, and deletion of personal data held by Core Ascent. Requests may be submitted to info@coreascent.net. See also our Privacy Policy.

We communicate with providers and consumers when we have their consent to do so, or where a communication is required by law or by an active business relationship.

SMS and text messaging. SMS opt-in is explicit. Anyone who opts in can opt out by replying STOP at any time. Message frequency varies by product and context. Standard message and data rates apply. Full details in our SMS Terms.

TCPA compliance. Every phone-collecting form on our sites presents a TCPA-compliant consent checkbox. We do not rely on inferred consent. We do not share opt-in consent across business lines without separate, explicit permission.

Email. Transactional and business email is permitted under the terms of our engagement with a provider, consumer, or partner. Marketing email follows CAN-SPAM: visible unsubscribe in every message, and a physical address in every footer.

Core Ascent supports the principles of the Equal Credit Opportunity Act (ECOA) and the Fair Housing Act. Capital partners who fund loans through our platform are responsible for compliance with those statutes with respect to the loans they originate.

In connection with the services we provide, Core Ascent does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, receipt of income from any public assistance program, or good-faith exercise of rights under the Consumer Credit Protection Act.

For compliance questions, document requests, or regulator correspondence: